EMI Calculator

Loan Amount

1L
10Cr

Interest Rate

4%
24%

Tenure

1 Year
21 Year
EMI
Interest Payable
Total Amount Payble

(Principal + interest)
12024
# Year Begining Loan Balance EMI Interest Paid Principle Paid Outstanding Balance
1 Jul, 2024 100,000.00 1,434.71 1,000.00 434.71 99,565.29
2 Aug, 2024 99,565.29 1,434.71 995.65 439.06 99,126.23
3 Sep, 2024 99,126.23 1,434.71 991.26 443.45 98,682.79
4 Oct, 2024 98,682.79 1,434.71 986.83 447.88 98,234.91
5 Nov, 2024 98,234.91 1,434.71 982.35 452.36 97,782.54
6 Dec, 2024 97,782.54 1,434.71 977.83 456.88 97,325.66
22025
# Year Begining Loan Balance EMI Interest Paid Principle Paid Outstanding Balance
7 Jan, 2025 97,325.66 1,434.71 973.26 461.45 96,864.21
8 Feb, 2025 96,864.21 1,434.71 968.64 466.07 96,398.14
9 Mar, 2025 96,398.14 1,434.71 963.98 470.73 95,927.41
10 Apr, 2025 95,927.41 1,434.71 959.27 475.44 95,451.98
11 May, 2025 95,451.98 1,434.71 954.52 480.19 94,971.79
12 Jun, 2025 94,971.79 1,434.71 949.72 484.99 94,486.80
13 Jul, 2025 94,486.80 1,434.71 944.87 489.84 93,996.95
14 Aug, 2025 93,996.95 1,434.71 939.97 494.74 93,502.21
15 Sep, 2025 93,502.21 1,434.71 935.02 499.69 93,002.53
16 Oct, 2025 93,002.53 1,434.71 930.03 504.68 92,497.84
17 Nov, 2025 92,497.84 1,434.71 924.98 509.73 91,988.11
18 Dec, 2025 91,988.11 1,434.71 919.88 514.83 91,473.28
32026
# Year Begining Loan Balance EMI Interest Paid Principle Paid Outstanding Balance
19 Jan, 2026 91,473.28 1,434.71 914.73 519.98 90,953.31
20 Feb, 2026 90,953.31 1,434.71 909.53 525.18 90,428.13
21 Mar, 2026 90,428.13 1,434.71 904.28 530.43 89,897.70
22 Apr, 2026 89,897.70 1,434.71 898.98 535.73 89,361.97
23 May, 2026 89,361.97 1,434.71 893.62 541.09 88,820.88
24 Jun, 2026 88,820.88 1,434.71 888.21 546.50 88,274.38
25 Jul, 2026 88,274.38 1,434.71 882.74 551.97 87,722.41
26 Aug, 2026 87,722.41 1,434.71 877.22 557.49 87,164.93
27 Sep, 2026 87,164.93 1,434.71 871.65 563.06 86,601.87
28 Oct, 2026 86,601.87 1,434.71 866.02 568.69 86,033.18
29 Nov, 2026 86,033.18 1,434.71 860.33 574.38 85,458.80
30 Dec, 2026 85,458.80 1,434.71 854.59 580.12 84,878.68
42027
# Year Begining Loan Balance EMI Interest Paid Principle Paid Outstanding Balance
31 Jan, 2027 84,878.68 1,434.71 848.79 585.92 84,292.76
32 Feb, 2027 84,292.76 1,434.71 842.93 591.78 83,700.97
33 Mar, 2027 83,700.97 1,434.71 837.01 597.70 83,103.27
34 Apr, 2027 83,103.27 1,434.71 831.03 603.68 82,499.60
35 May, 2027 82,499.60 1,434.71 825.00 609.71 81,889.88
36 Jun, 2027 81,889.88 1,434.71 818.90 615.81 81,274.07
37 Jul, 2027 81,274.07 1,434.71 812.74 621.97 80,652.10
38 Aug, 2027 80,652.10 1,434.71 806.52 628.19 80,023.92
39 Sep, 2027 80,023.92 1,434.71 800.24 634.47 79,389.44
40 Oct, 2027 79,389.44 1,434.71 793.89 640.82 78,748.63
41 Nov, 2027 78,748.63 1,434.71 787.49 647.22 78,101.41
42 Dec, 2027 78,101.41 1,434.71 781.01 653.70 77,447.71
52028
# Year Begining Loan Balance EMI Interest Paid Principle Paid Outstanding Balance
43 Jan, 2028 77,447.71 1,434.71 774.48 660.23 76,787.48
44 Feb, 2028 76,787.48 1,434.71 767.87 666.83 76,120.64
45 Mar, 2028 76,120.64 1,434.71 761.21 673.50 75,447.14
46 Apr, 2028 75,447.14 1,434.71 754.47 680.24 74,766.90
47 May, 2028 74,766.90 1,434.71 747.67 687.04 74,079.86
48 Jun, 2028 74,079.86 1,434.71 740.80 693.91 73,385.95
49 Jul, 2028 73,385.95 1,434.71 733.86 700.85 72,685.10
50 Aug, 2028 72,685.10 1,434.71 726.85 707.86 71,977.24
51 Sep, 2028 71,977.24 1,434.71 719.77 714.94 71,262.31
52 Oct, 2028 71,262.31 1,434.71 712.62 722.09 70,540.22
53 Nov, 2028 70,540.22 1,434.71 705.40 729.31 69,810.91
54 Dec, 2028 69,810.91 1,434.71 698.11 736.60 69,074.31
62029
# Year Begining Loan Balance EMI Interest Paid Principle Paid Outstanding Balance
55 Jan, 2029 69,074.31 1,434.71 690.74 743.97 68,330.35
56 Feb, 2029 68,330.35 1,434.71 683.30 751.41 67,578.94
57 Mar, 2029 67,578.94 1,434.71 675.79 758.92 66,820.02
58 Apr, 2029 66,820.02 1,434.71 668.20 766.51 66,053.51
59 May, 2029 66,053.51 1,434.71 660.54 774.17 65,279.34
60 Jun, 2029 65,279.34 1,434.71 652.79 781.92 64,497.42
61 Jul, 2029 64,497.42 1,434.71 644.97 789.74 63,707.68
62 Aug, 2029 63,707.68 1,434.71 637.08 797.63 62,910.05
63 Sep, 2029 62,910.05 1,434.71 629.10 805.61 62,104.44
64 Oct, 2029 62,104.44 1,434.71 621.04 813.67 61,290.78
65 Nov, 2029 61,290.78 1,434.71 612.91 821.80 60,468.98
66 Dec, 2029 60,468.98 1,434.71 604.69 830.02 59,638.96
72030
# Year Begining Loan Balance EMI Interest Paid Principle Paid Outstanding Balance
67 Jan, 2030 59,638.96 1,434.71 596.39 838.32 58,800.64
68 Feb, 2030 58,800.64 1,434.71 588.01 846.70 57,953.93
69 Mar, 2030 57,953.93 1,434.71 579.54 855.17 57,098.76
70 Apr, 2030 57,098.76 1,434.71 570.99 863.72 56,235.04
71 May, 2030 56,235.04 1,434.71 562.35 872.36 55,362.68
72 Jun, 2030 55,362.68 1,434.71 553.63 881.08 54,481.60
73 Jul, 2030 54,481.60 1,434.71 544.82 889.89 53,591.71
74 Aug, 2030 53,591.71 1,434.71 535.92 898.79 52,692.91
75 Sep, 2030 52,692.91 1,434.71 526.93 907.78 51,785.13
76 Oct, 2030 51,785.13 1,434.71 517.85 916.86 50,868.28
77 Nov, 2030 50,868.28 1,434.71 508.68 926.03 49,942.25
78 Dec, 2030 49,942.25 1,434.71 499.42 935.29 49,006.96
82031
# Year Begining Loan Balance EMI Interest Paid Principle Paid Outstanding Balance
79 Jan, 2031 49,006.96 1,434.71 490.07 944.64 48,062.32
80 Feb, 2031 48,062.32 1,434.71 480.62 954.09 47,108.24
81 Mar, 2031 47,108.24 1,434.71 471.08 963.63 46,144.61
82 Apr, 2031 46,144.61 1,434.71 461.45 973.26 45,171.35
83 May, 2031 45,171.35 1,434.71 451.71 983.00 44,188.35
84 Jun, 2031 44,188.35 1,434.71 441.88 992.83 43,195.52
85 Jul, 2031 43,195.52 1,434.71 431.96 1,002.75 42,192.77
86 Aug, 2031 42,192.77 1,434.71 421.93 1,012.78 41,179.99
87 Sep, 2031 41,179.99 1,434.71 411.80 1,022.91 40,157.08
88 Oct, 2031 40,157.08 1,434.71 401.57 1,033.14 39,123.94
89 Nov, 2031 39,123.94 1,434.71 391.24 1,043.47 38,080.47
90 Dec, 2031 38,080.47 1,434.71 380.80 1,053.90 37,026.56
92032
# Year Begining Loan Balance EMI Interest Paid Principle Paid Outstanding Balance
91 Jan, 2032 37,026.56 1,434.71 370.27 1,064.44 35,962.12
92 Feb, 2032 35,962.12 1,434.71 359.62 1,075.09 34,887.03
93 Mar, 2032 34,887.03 1,434.71 348.87 1,085.84 33,801.19
94 Apr, 2032 33,801.19 1,434.71 338.01 1,096.70 32,704.49
95 May, 2032 32,704.49 1,434.71 327.04 1,107.66 31,596.83
96 Jun, 2032 31,596.83 1,434.71 315.97 1,118.74 30,478.09
97 Jul, 2032 30,478.09 1,434.71 304.78 1,129.93 29,348.16
98 Aug, 2032 29,348.16 1,434.71 293.48 1,141.23 28,206.93
99 Sep, 2032 28,206.93 1,434.71 282.07 1,152.64 27,054.29
100 Oct, 2032 27,054.29 1,434.71 270.54 1,164.17 25,890.13
101 Nov, 2032 25,890.13 1,434.71 258.90 1,175.81 24,714.32
102 Dec, 2032 24,714.32 1,434.71 247.14 1,187.57 23,526.75
102033
# Year Begining Loan Balance EMI Interest Paid Principle Paid Outstanding Balance
103 Jan, 2033 23,526.75 1,434.71 235.27 1,199.44 22,327.31
104 Feb, 2033 22,327.31 1,434.71 223.27 1,211.44 21,115.87
105 Mar, 2033 21,115.87 1,434.71 211.16 1,223.55 19,892.32
106 Apr, 2033 19,892.32 1,434.71 198.92 1,235.79 18,656.54
107 May, 2033 18,656.54 1,434.71 186.57 1,248.14 17,408.39
108 Jun, 2033 17,408.39 1,434.71 174.08 1,260.63 16,147.77
109 Jul, 2033 16,147.77 1,434.71 161.48 1,273.23 14,874.53
110 Aug, 2033 14,874.53 1,434.71 148.75 1,285.96 13,588.57
111 Sep, 2033 13,588.57 1,434.71 135.89 1,298.82 12,289.75
112 Oct, 2033 12,289.75 1,434.71 122.90 1,311.81 10,977.93
113 Nov, 2033 10,977.93 1,434.71 109.78 1,324.93 9,653.00
114 Dec, 2033 9,653.00 1,434.71 96.53 1,338.18 8,314.83
112034
# Year Begining Loan Balance EMI Interest Paid Principle Paid Outstanding Balance
115 Jan, 2034 8,314.83 1,434.71 83.15 1,351.56 6,963.26
116 Feb, 2034 6,963.26 1,434.71 69.63 1,365.08 5,598.19
117 Mar, 2034 5,598.19 1,434.71 55.98 1,378.73 4,219.46
118 Apr, 2034 4,219.46 1,434.71 42.19 1,392.51 2,826.94
119 May, 2034 2,826.94 1,434.71 28.27 1,406.44 1,420.50
120 Jun, 2034 1,420.50 1,434.71 14.21 1,420.50 0.00